问题已解决
老師,為什么半年的利率是5%,難道就因?yàn)槭且话雴幔磕侨绻肽甑睦适且荒甑囊话?,那為什么兩年的利率就不是一年的兩倍呢?市?chǎng)年利率是10%,根據(jù)復(fù)利計(jì)算半年應(yīng)該沒到5%啊,如何理解,謝謝!
FAILED
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親這里是實(shí)際利率和名義利率的問(wèn)題有個(gè)公式,實(shí)際=(1+名義/n)n-1,因?yàn)槭前肽昃蚛u002F2,如果是季度就/4,月份/12
2019 12/13 16:19
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2019 12/13 16:31
這公式我知道,我們折現(xiàn)不應(yīng)該是以真實(shí)利率去折現(xiàn)嗎
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2019 12/13 16:35
題中是半年,就要轉(zhuǎn)換成半年
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2019 12/13 16:53
我知道是半年,問(wèn)題是為什么是除2,利率10%,滿一年才支付,肯定比半年5%支付要?jiǎng)澦悖哉鎸?shí)半年利率不應(yīng)該是不到5%才對(duì)嗎?
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2019 12/13 16:55
同學(xué),你鉆牛角尖了,這個(gè)問(wèn)題用剛才的公式就很好解答
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2019 12/13 17:09
剛才的公式除以n是名義利率在除啊,問(wèn)題是折現(xiàn)不應(yīng)該是實(shí)際的利率去折現(xiàn)嗎
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2019 12/13 17:12
這個(gè)里面你除以之后才是真正的實(shí)際利率
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2019 12/13 17:18
這個(gè)等于真實(shí)實(shí)際利率的話,上面那個(gè)公式為什么還要那么多步?
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2019 12/13 17:20
如果這樣半年的真實(shí)利率,那如何解釋兩年的真實(shí)不是20%
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2019 12/13 18:06
同學(xué)這本事一個(gè)非常簡(jiǎn)單的問(wèn)題,你鉆牛角尖,如果我的回答你不滿意,可以重新提出問(wèn)題,看其它老師會(huì)不會(huì)給你更好的解答
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2019 12/13 18:26
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2019 12/13 18:28
像這么解釋我就明白了,因?yàn)檫@是報(bào)價(jià)折現(xiàn)率
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2019 12/13 18:42
同樣學(xué)習(xí)了,祝你生活愉快
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